What is a Recovery Period in DCA investing?

A Recovery Period is the duration where your Portfolio Value is less than or equal to your Total Invested Amount.

What is the current recovery period for SPY?

The current recovery period for SPY is 0 days.

What was the longest recovery period for SPY?

The longest historical recovery period for SPY was 0 days.

S&P 500 (SPY) DCA Recovery Period Analysis | Invest Timing

Should you start investing now?

Time in the market beats timing the market — yet some days offer a rare chance to reclaim what feels like lost time.

Analyzes historical Recovery Periods — time it took for a Dollar-Cost Averaging (DCA) portfolio to break even. When recovery periods are high, entering today equals starting months or years ago.

Note: Analysis is based on price appreciation only and does not include dividend or interest payments.

Recovery Period Analysis

No chart data available

Select a ticker above to load recovery period analysis

How to Interpret the Chart

What is a Recovery Period?

Duration where Portfolio Value ≤ Total Invested Amount. High recovery period means if you started investing that many months/years ago, your portfolio would still be underwater (or just breaking even) on that date.

Understanding the Chart

Cyan area: Recovery period (backward-looking). Peaks indicate difficult market periods where even long-term investors were underwater. Higher values mean better catch-up opportunities.
Purple line: Historical price of the asset.

💡 Important Note

Analysis assumes if you start investing today, you can invest a lump sum equal to what you would have invested monthly over the recovery period.

Note: Calculations are based on price appreciation only and do not include dividend or interest payments.

While this tool helps understand market timing risks, start saving as soon as possible regardless of when you enter the market.